CHANNEL DIRECT HOME LOANS CAN HELP YOU in the LAKE MACQUARIE AREA

Buying real estate in the Lake Macquarie area of NSW and require finance for that home or investment or simply a lifestyle change. Channel Direct Home Loans can help you find the funds.

First Home Buyers:

You are guided through the process of one of the most important decisions of your life. We take the some of the mystery out of buying a home. We show you how to budget, what it will cost you each week to repay your loan, explain the different types of loans and we take the stress away by completing all the paper work for submission to your lender of choice. We show you how you can qualify for the First Home Owners and submit the application along with your loan so the grant is available when you need it.

Investors:

Are you a first time investor or an experienced investor? If you are considering building a property portfolio, we will show you borrowing options such as interest only, lines of credit, interest in advance to assist you to achieve your goals.

Seniors Loans:

Are you are over 60 and desire funds to supplement your current income? A Reverse Mortgage may be for you. Use the equity in you existing real estate (including investment property) to obtain funds for things such as a new car, home improvements, holidays or ongoing extra income to ease the burden of those weekly expenses. (We are accredited Reverse Mortgage Consultants). Please contact us if you require more details.

Equity Financed Mortgages (EFM):

Channel Direct Home Loans has accredited EFM loan consultants to fully explain this product. A EFM allows you to reduce current repayments, upgrade to a more expensive property, access funds for investment, help you into you first home by making your repayments more affordable. Call us on 1800 424 266 or email loans@channeldirect.com.au

Refinance:

Need to consider refinancing your current home loan due to changing circumstances? We will look at re-structuring your loan and repayment schedule with your current lender or even a different lender. If you have equity in you current property, you can tap into this equity to purchase shares, buy investment property or lifestyle improvements.

Self Employed:

Are you self employed and need a loan? If you are self employed with less than two years of consistent or current financials, a low documentation loan may be the best option for you. Many of these loans are at the same interest rated as normal loans. This product range is suited to the self employed or contractor who has an ABN number Conditions apply to these loans. For more detail contact us www.channeldirect.com.au

We also service the following areas:

Belmont, Cardiff, Caves Beach, Charlestown, Morisset, Murray’s Beach, Speers Point, Swansea, Toronto, Warners Bay, Wallsend,